Last week [20.03.2025], the US-based DoorDash Delivery Platform announced its partnership with Klarna’s Delayed Payments Platform. Now, when ordering anything for home or office delivery, you can pay for the entire amount in 4 installments.<\/p>\n
There have been many voices saying that this is another step for overly indebted people to increase their debt. Klarna defends itself by saying that you can pay for orders with a credit card anyway, so it’s basically the same thing.<\/p>\n
The problem, however, is that the installment option is only available for orders over $35. In addition, there is a thesis that delayed payment often causes the effect of “overconsumption” in buyers.<\/p>\n
#zentrale_international<\/p>\n","protected":false,"raw":"Last week [20.03.2025], the US-based DoorDash Delivery Platform announced its partnership with Klarna's Delayed Payments Platform. Now, when ordering anything for home or office delivery, you can pay for the entire amount in 4 installments.\r\n\r\nThere have been many voices saying that this is another step for overly indebted people to increase their debt. Klarna defends itself by saying that you can pay for orders with a credit card anyway, so it's basically the same thing.\r\n\r\nThe problem, however, is that the installment option is only available for orders over $35. In addition, there is a thesis that delayed payment often causes the effect of \"overconsumption\" in buyers.\r\n\r\n#zentrale_international"},"excerpt":{"rendered":"","protected":false,"raw":""},"author":1,"featured_media":1549,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_pl_post_content":"Dzia\u0142aj\u0105ca w USA Platforma Dostaw DoorDash og\u0142osi\u0142a w zesz\u0142ym tygodniu [20.03.2025] nawi\u0105zanie wsp\u00f3\u0142pracy z Platform\u0105 Op\u00f3\u017anionych P\u0142atno\u015bci Klarna. Teraz, zamawiaj\u0105c cokolwiek z dostaw\u0105 do domu czy biura, mo\u017cna za ca\u0142o\u015b\u0107 zap\u0142aci\u0107 w 4 ratach.\r\n\r\nPojawi\u0142o si\u0119 wiele g\u0142os\u00f3w, \u017ce to kolejny krok, aby nadmiernie zad\u0142u\u017cone osoby, powi\u0119kszy\u0142y swoje zad\u0142u\u017cenie. Klarna broni si\u0119, \u017ce przecie\u017c i tak mo\u017cna p\u0142aci\u0107 za zlecenia kart\u0105 kredytow\u0105, wi\u0119c to w zasadzie prawie to samo.\r\n\r\nProblem jednak w tym, \u017ce opcja ratalna jest dost\u0119pna tylko przy zam\u00f3wieniach powy\u017cej 35 USD. Do tego istnieje teza, \u017ce op\u00f3\u017anienie p\u0142atno\u015bci cz\u0119sto wywo\u0142uje u kupuj\u0105cych efekt \u201cnadmiernej konsumpcji\u201d.\r\n\r\n#zentrale_international","_pl_post_name":"czy-platforma-dostaw-moze-wpedzic-w-dlugi","_pl_post_excerpt":"","_pl_post_title":"CZY PLATFORMA DOSTAW MO\u017bE WP\u0118DZI\u0106 W D\u0141UGI?","_en_post_content":"Last week [20.03.2025], the US-based DoorDash Delivery Platform announced its partnership with Klarna's Delayed Payments Platform. Now, when ordering anything for home or office delivery, you can pay for the entire amount in 4 installments.\r\n\r\nThere have been many voices saying that this is another step for overly indebted people to increase their debt. Klarna defends itself by saying that you can pay for orders with a credit card anyway, so it's basically the same thing.\r\n\r\nThe problem, however, is that the installment option is only available for orders over $35. In addition, there is a thesis that delayed payment often causes the effect of \"overconsumption\" in buyers.\r\n\r\n#zentrale_international","_en_post_name":"can-a-delivery-platform-drive-you-into-debt","_en_post_excerpt":"","_en_post_title":"CAN A DELIVERY PLATFORM DRIVE YOU INTO DEBT?","_ru_post_content":"\u0410\u043c\u0435\u0440\u0438\u043a\u0430\u043d\u0441\u043a\u0430\u044f \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430 \u0434\u043e\u0441\u0442\u0430\u0432\u043a\u0438 DoorDash \u043d\u0430 \u043f\u0440\u043e\u0448\u043b\u043e\u0439 \u043d\u0435\u0434\u0435\u043b\u0435 [20.03.2025] \u043e\u0431\u044a\u044f\u0432\u0438\u043b\u0430 \u043e \u043f\u0430\u0440\u0442\u043d\u0435\u0440\u0441\u0442\u0432\u0435 \u0441 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u043e\u0439 \u043e\u0442\u043b\u043e\u0436\u0435\u043d\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 Klarna. \u0422\u0435\u043f\u0435\u0440\u044c \u043f\u0440\u0438 \u0437\u0430\u043a\u0430\u0437\u0435 \u0447\u0435\u0433\u043e-\u043b\u0438\u0431\u043e \u0441 \u0434\u043e\u0441\u0442\u0430\u0432\u043a\u043e\u0439 \u043d\u0430 \u0434\u043e\u043c \u0438\u043b\u0438 \u0432 \u043e\u0444\u0438\u0441 \u0432\u044b \u043c\u043e\u0436\u0435\u0442\u0435 \u043e\u043f\u043b\u0430\u0442\u0438\u0442\u044c \u0432\u0435\u0441\u044c \u0442\u043e\u0432\u0430\u0440 \u0447\u0435\u0442\u044b\u0440\u044c\u043c\u044f \u0447\u0430\u0441\u0442\u044f\u043c\u0438.\r\n\r\n\u041c\u043d\u043e\u0433\u0438\u0435 \u0433\u043e\u0432\u043e\u0440\u044f\u0442, \u0447\u0442\u043e \u044d\u0442\u043e \u043f\u0440\u043e\u0441\u0442\u043e \u0435\u0449\u0435 \u043e\u0434\u0438\u043d \u0448\u0430\u0433 \u0434\u043b\u044f \u043b\u044e\u0434\u0435\u0439, \u0438\u043c\u0435\u044e\u0449\u0438\u0445 \u0447\u0440\u0435\u0437\u043c\u0435\u0440\u043d\u0443\u044e \u0437\u0430\u0434\u043e\u043b\u0436\u0435\u043d\u043d\u043e\u0441\u0442\u044c, \u043a \u0443\u0432\u0435\u043b\u0438\u0447\u0435\u043d\u0438\u044e \u0441\u0432\u043e\u0435\u0433\u043e \u0434\u043e\u043b\u0433\u0430. Klarna \u0437\u0430\u0449\u0438\u0449\u0430\u0435\u0442 \u0441\u0435\u0431\u044f, \u0443\u0442\u0432\u0435\u0440\u0436\u0434\u0430\u044f, \u0447\u0442\u043e \u0432\u044b \u0432 \u043b\u044e\u0431\u043e\u043c \u0441\u043b\u0443\u0447\u0430\u0435 \u043c\u043e\u0436\u0435\u0442\u0435 \u043e\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u0442\u044c \u0437\u0430\u043a\u0430\u0437\u044b \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0439 \u043a\u0430\u0440\u0442\u043e\u0439, \u0442\u0430\u043a \u0447\u0442\u043e \u043f\u043e \u0441\u0443\u0442\u0438 \u044d\u0442\u043e \u043f\u043e\u0447\u0442\u0438 \u0442\u043e \u0436\u0435 \u0441\u0430\u043c\u043e\u0435.\r\n\r\n\u041e\u0434\u043d\u0430\u043a\u043e \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0430 \u0432 \u0442\u043e\u043c, \u0447\u0442\u043e \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u044c \u0440\u0430\u0441\u0441\u0440\u043e\u0447\u043a\u0438 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u0430 \u0442\u043e\u043b\u044c\u043a\u043e \u0434\u043b\u044f \u0437\u0430\u043a\u0430\u0437\u043e\u0432 \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c\u044e \u0441\u0432\u044b\u0448\u0435 35 \u0434\u043e\u043b\u043b\u0430\u0440\u043e\u0432 \u0421\u0428\u0410. \u041a\u0440\u043e\u043c\u0435 \u0442\u043e\u0433\u043e, \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u0435\u0442 \u0442\u0435\u0437\u0438\u0441 \u043e \u0442\u043e\u043c, \u0447\u0442\u043e \u043f\u0440\u043e\u0441\u0440\u043e\u0447\u043a\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0447\u0430\u0441\u0442\u043e \u0432\u044b\u0437\u044b\u0432\u0430\u0435\u0442 \u044d\u0444\u0444\u0435\u043a\u0442 \u00ab\u043f\u0435\u0440\u0435\u043f\u043e\u0442\u0440\u0435\u0431\u043b\u0435\u043d\u0438\u044f\u00bb \u0443 \u043f\u043e\u043a\u0443\u043f\u0430\u0442\u0435\u043b\u0435\u0439.\r\n\r\n#zentrale_international","_ru_post_name":"%d0%bc%d0%be%d0%b6%d0%b5%d1%82-%d0%bb%d0%b8-%d0%bf%d0%bb%d0%b0%d1%82%d1%84%d0%be%d1%80%d0%bc%d0%b0-%d0%b4%d0%be%d1%81%d1%82%d0%b0%d0%b2%d0%ba%d0%b8-%d0%b7%d0%b0%d0%b3%d0%bd%d0%b0%d1%82%d1%8c-%d0%b2","_ru_post_excerpt":"","_ru_post_title":"\u041c\u041e\u0416\u0415\u0422 \u041b\u0418 \u041f\u041b\u0410\u0422\u0424\u041e\u0420\u041c\u0410 \u0414\u041e\u0421\u0422\u0410\u0412\u041a\u0418 \u0417\u0410\u0413\u041d\u0410\u0422\u042c \u0412\u0410\u0421 \u0412 \u0414\u041e\u041b\u0413\u0418?","edit_language":"en","footnotes":""},"categories":[1],"tags":[],"class_list":["post-1548","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aktualnosci"],"_links":{"self":[{"href":"https:\/\/zentrale.pl\/en\/wp-json\/wp\/v2\/posts\/1548","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zentrale.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zentrale.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zentrale.pl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/zentrale.pl\/en\/wp-json\/wp\/v2\/comments?post=1548"}],"version-history":[{"count":1,"href":"https:\/\/zentrale.pl\/en\/wp-json\/wp\/v2\/posts\/1548\/revisions"}],"predecessor-version":[{"id":1550,"href":"https:\/\/zentrale.pl\/en\/wp-json\/wp\/v2\/posts\/1548\/revisions\/1550"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zentrale.pl\/en\/wp-json\/wp\/v2\/media\/1549"}],"wp:attachment":[{"href":"https:\/\/zentrale.pl\/en\/wp-json\/wp\/v2\/media?parent=1548"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zentrale.pl\/en\/wp-json\/wp\/v2\/categories?post=1548"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zentrale.pl\/en\/wp-json\/wp\/v2\/tags?post=1548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}